Your money, moving as fast as your deliveries
Send, receive, top up, and withdraw all inside the Waysdrop app. No bank details needed. No hidden fees. Just instant, secure payments.
Everything you need in one wallet
Ways Pay is built into Waysdrop. No extra app, no separate login.
One wallet. Every payment.
Send money instantly
Transfer funds to any Waysdrop user in seconds. No bank details, no delays.
Top up anytime
Fund your wallet via card or bank transfer. Reflects instantly.
Withdraw freely
Move your balance to any Nigerian bank account whenever you want.
Full transaction history
Every credit, debit, and transfer is logged, searchable, and downloadable.
Pay on delivery
Payment is held until delivery is confirmed. Your money, protected.
Cashback on deliveries
Pay with Ways Pay and earn cashback on every delivery and order automatically.
Send money to anyone on Waysdrop. Instantly.
No bank account needed. Just their Waysdrop username. Transfers are instant, free, and fully tracked in your history.
- Zero transfer fees, always free
- Send to any Waysdrop username
- Instant settlement, no delays
- Full transaction history for every transfer
- Send across all user types as personal, courier, store
Earn cashback on every delivery you pay for
Every time you pay for a delivery or order using Ways Pay, cashback is credited to your wallet automatically, no codes, no minimum spend.
- Cashback on every P2P delivery paid via Ways Pay
- Cashback on every store order
- Instant credit - no waiting, no claim forms
- Use cashback to pay for future deliveries
- View full cashback history in your wallet
Average cashback earned per month
Cashback is earned automatically. No action required.
Put money in. Take money out.
Ways Pay works both ways. Top up your wallet when you need it, withdraw to your bank account whenever you want.
Top up
Fund your wallet using a debit card or direct bank transfer. Funds reflect in your Ways Pay balance instantly.
- Debit card top up
- Bank transfer
- Instant balance reflection
- No top-up fees
Withdraw
Move your balance to any Nigerian bank account at any time. No queues, no delays, no paperwork.
- Any Nigerian bank account
- Request at any time
- Processed swiftly
- No minimum withdrawal
Ways Pay works for all three of you
Pay, send, and earn
Use Ways Pay to pay for deliveries and orders, send money to anyone on Waysdrop, and earn cashback every time.
- Pay on delivery with zero fees
- Send money to friends and family
- Earn cashback automatically
- Top up with card or bank transfer
Receive earnings instantly
Your delivery earnings land directly in your Ways Pay wallet the moment a delivery is confirmed.
- Instant delivery earnings
- Withdraw to bank anytime
- Track every payment in detail
- Send money to other Waysdrop users
Get paid. Manage payouts.
Order payments flow into your Ways Pay wallet automatically. Track revenue, withdraw earnings, manage finances in one place.
- Automatic order payment collection
- Real-time revenue tracking
- Withdraw to your business account
- Full financial history for your store
Pay when your package arrives. Not before.
Your payment is held securely and released only when delivery is confirmed. Full control, zero risk.
- Payment held until delivery is confirmed
- Automatic release on confirmation
- Dispute window before payment is finalised
- Full protection for sender and receiver
Is everything correct?
Every naira, fully accounted for
Every transaction, transfer, top up, withdrawal, payment, cashback is logged and searchable. You always know exactly where your money went and when.
- Complete record of every transaction
- Filter by type, date, or amount
- Download statements anytime
- Real-time balance updates
- Cashback separately itemised
Your money is safe with us
Bank-grade security
Your wallet is protected with industry-standard encryption. Every transaction is verified.
PIN protection
All transfers and withdrawals require your PIN. Your wallet can only be accessed by you.
Real-time alerts
Instant push notifications for every wallet activity, debit, credit, or withdrawal.
Common questions
Ready to use Ways Pay?
Ways Pay is built into the Waysdrop app. Download and your wallet is ready immediately no extra sign-up, no waiting.
Free transfers · Always · No hidden charges